It costs $70 a year (or $7 per month) and gives you access to all the apps alongside 1TB of OneDrive storage. If you would be the only one using the apps and services, the "Microsoft 365 Personal" plan is for you. The cloud service option comes in two offerings. If you need access to the suite of apps, Microsoft 365 is perhaps your best choice. In contrast, Office 2021 only allows you to install the apps on one computer running Windows 11 or 10, and you have to pay again for future upgrades.
It is also the only option that provides continuous updates at a low cost of ownership. Microsoft 365 is the best option since you can install the apps on every supported device (Windows 11, 10, 8.1, and macOS).
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